Read the page from a community bank's website. Winchester Community Bank “Neighbors helping neighbors” Since 1938, we have served the community of Winchester. We have proudly remained locally owned and operated. We serve families, small businesses, and farmers in the area. We offer loans, personal accounts, and business accounts.

• on-site
• community affairs
• assets
• in or at a location
• events that involve or impact a group
• a person's belongings

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• Read the text. People have always done all sorts of activities to raise money for charity, from cooking enormous cakes to doing thrilling parachute jumps. Planning to do a dangerous or difficult activity or challenge is a great way of encouraging friends and family to donate money to a charity of your choice, if you are successful in your attempt. And nowadays, there’s a growing popularity for more and more unusual charity challenges, helped of course by the internet, where they can go viral and quickly spread from person to person. One of the most popular recent viral challenges is the Ice Bucket Challenge: this involves people tipping buckets of ice water over their heads. Each person then names other friends or family members, who have to take up the challenge; they are supposed to do it within twenty-four hours or make a donation to charity. The most successful viral activities tend to be the simplest and most inexpensive ones, so that lots of people end up taking part without spending much money. Unfortunately, sometimes people just do the challenge without actually raising any money at all! Of course, charities want to encourage as many people as they can to get involved and one good way of doing this is to set up challenges that can be done in groups. Not everyone is a natural risk-taker, and some of us just feel more comfortable and enthusiastic sharing a challenge with a group of other people. This doesn’t mean that the challenges have to turn into a competition, but everyone can motivate each other, and, just as importantly, have a great time while they do it. So, whether you fancy the idea of running a marathon on your own, or climbing Kilimanjaro with a group of friends, the charity challenge can be an excellent way of trying something new, and getting a real sense of achievement, as well as the satisfaction of knowing that you’ve raised money for a good cause. Decide if the sentences are true (T) or false (F). If there is no information about this, choose ‘not given’ (NG). The way that charities raise money hasn’t really changed over the years.
• Read the text. People have always done all sorts of activities to raise money for charity, from cooking enormous cakes to doing thrilling parachute jumps. Planning to do a dangerous or difficult activity or challenge is a great way of encouraging friends and family to donate money to a charity of your choice, if you are successful in your attempt. And nowadays, there’s a growing popularity for more and more unusual charity challenges, helped of course by the internet, where they can go viral and quickly spread from person to person. One of the most popular recent viral challenges is the Ice Bucket Challenge: this involves people tipping buckets of ice water over their heads. Each person then names other friends or family members, who have to take up the challenge; they are supposed to do it within twenty-four hours or make a donation to charity. The most successful viral activities tend to be the simplest and most inexpensive ones, so that lots of people end up taking part without spending much money. Unfortunately, sometimes people just do the challenge without actually raising any money at all! Of course, charities want to encourage as many people as they can to get involved and one good way of doing this is to set up challenges that can be done in groups. Not everyone is a natural risk-taker, and some of us just feel more comfortable and enthusiastic sharing a challenge with a group of other people. This doesn’t mean that the challenges have to turn into a competition, but everyone can motivate each other, and, just as importantly, have a great time while they do it. So, whether you fancy the idea of running a marathon on your own, or climbing Kilimanjaro with a group of friends, the charity challenge can be an excellent way of trying something new, and getting a real sense of achievement, as well as the satisfaction of knowing that you’ve raised money for a good cause. Decide if the sentences are true (T) or false (F). If there is no information about this, choose ‘not given’ (NG). Viral challenges make the most money for charity.
• Listen to a conversation between a bank customer and a teller. Choose the correct answers. (аудио 1) What can you infer about ATM deposits?  
• Read the text. People have always done all sorts of activities to raise money for charity, from cooking enormous cakes to doing thrilling parachute jumps. Planning to do a dangerous or difficult activity or challenge is a great way of encouraging friends and family to donate money to a charity of your choice, if you are successful in your attempt. And nowadays, there’s a growing popularity for more and more unusual charity challenges, helped of course by the internet, where they can go viral and quickly spread from person to person. One of the most popular recent viral challenges is the Ice Bucket Challenge: this involves people tipping buckets of ice water over their heads. Each person then names other friends or family members, who have to take up the challenge; they are supposed to do it within twenty-four hours or make a donation to charity. The most successful viral activities tend to be the simplest and most inexpensive ones, so that lots of people end up taking part without spending much money. Unfortunately, sometimes people just do the challenge without actually raising any money at all! Of course, charities want to encourage as many people as they can to get involved and one good way of doing this is to set up challenges that can be done in groups. Not everyone is a natural risk-taker, and some of us just feel more comfortable and enthusiastic sharing a challenge with a group of other people. This doesn’t mean that the challenges have to turn into a competition, but everyone can motivate each other, and, just as importantly, have a great time while they do it. So, whether you fancy the idea of running a marathon on your own, or climbing Kilimanjaro with a group of friends, the charity challenge can be an excellent way of trying something new, and getting a real sense of achievement, as well as the satisfaction of knowing that you’ve raised money for a good cause. Decide if the sentences are true (T) or false (F). If there is no information about this, choose ‘not given’ (NG). Group challenges can encourage people to try something they wouldn’t do alone.
• Read the text. People have always done all sorts of activities to raise money for charity, from cooking enormous cakes to doing thrilling parachute jumps. Planning to do a dangerous or difficult activity or challenge is a great way of encouraging friends and family to donate money to a charity of your choice, if you are successful in your attempt. And nowadays, there’s a growing popularity for more and more unusual charity challenges, helped of course by the internet, where they can go viral and quickly spread from person to person. One of the most popular recent viral challenges is the Ice Bucket Challenge: this involves people tipping buckets of ice water over their heads. Each person then names other friends or family members, who have to take up the challenge; they are supposed to do it within twenty-four hours or make a donation to charity. The most successful viral activities tend to be the simplest and most inexpensive ones, so that lots of people end up taking part without spending much money. Unfortunately, sometimes people just do the challenge without actually raising any money at all! Of course, charities want to encourage as many people as they can to get involved and one good way of doing this is to set up challenges that can be done in groups. Not everyone is a natural risk-taker, and some of us just feel more comfortable and enthusiastic sharing a challenge with a group of other people. This doesn’t mean that the challenges have to turn into a competition, but everyone can motivate each other, and, just as importantly, have a great time while they do it. So, whether you fancy the idea of running a marathon on your own, or climbing Kilimanjaro with a group of friends, the charity challenge can be an excellent way of trying something new, and getting a real sense of achievement, as well as the satisfaction of knowing that you’ve raised money for a good cause. Decide if the sentences are true (T) or false (F). If there is no information about this, choose ‘not given’ (NG). Charity challenges are as much about having fun as raising money.